Tom Yoswa

Loan Consultant
NMLS ID 379218

I consider myself to be a Colorado native having moved here in 1968.  I vividly remember our first house being in the “suburbs” at Yale and I-25, when county line road was actually a county line road dividing Arapahoe county and Douglas county and when they were building a new highway to be called Interstate 225.  I went to Cherry Creek High School where I played baseball and then off to the University of Northern Colorado.  I met my wife at UNC in 1984, got married in 1986 and here we are 32 years later!  She’s a now retired educator who worked with Aurora Public Schools for 30 years.

Professionally, I spent 15 years in radio sales before getting in to the mortgage business in 2003.  I learned about renovation loans from my father who had been doing 203k loans since 1992.  We joined together to be the top renovation team for Wells Fargo for the 7 years we spent there.  In 2010 we both moved to Prospect Mortgage who, at the time, was the top renovation lender in the country.  Dad retired in 2015 and I stayed at Prospect until they sold in January 2017.  At that time, I decided that a move to Caliber Home Loans was perfect for me!

Since 2003, I have closed over 300 renovation loans – every scenario that you could imagine from simple remodels to houses that were about to fall over.  Purchase loans, refi’s, owner occupied, second homes and plenty of investors have utilized my renovation loan expertise.

At Caliber, we have our own renovation team that works with contractors and homeowners to make sure their project goes smoothly and stays on budget.  I am also fortunate to have local processing and underwriting – in fact, right here in my DTC office.  So basically, everything stays “in-house”.  Caliber is the fastest growing mortgage company in the country – in fact, we were named the #2 ranked mortgage company in the country in 2016 and we’re 2nd top lender in the nation for overall volume (according to Mortgage Executive Magazine).

We also service 94% of our own loans!  Which means that when you work with Caliber, your payment is made to Caliber as well – you might stick with us for 30 years!

Tom Yoswa

Loan Consultant
NMLS ID 379218

Contact

Direct 720-907-9216
Mobile 303-668-4499
8400 E. Prentice Ave
Suite 1002
Greenwood Village, CO 80111
tom.yoswa@caliberhomeloans.com

A Home Renovation Loan is the Simple Solution to Creating Your Dream Home

If your current home, or the home you are buying, needs some fix-up and updating, a renovation loan is your best alternative. It’s the all-in-one option to a second mortgage or home equity loan. Save time, money and get the funding you need to create your dream home. Complete the simple form below and tell me about your needs.  and I will provide you with more information. There’s no obligation!